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    TaxELSS New Tax Regime: Is It Still Worth It?ELSS gives no tax deduction in the new tax regime. See tax at four salaries, the break-even deductions and how ELSS compares with a flexi cap fund.6 min readTaxHow Are Mutual Funds Taxed in India? Complete GuideEquity funds pay 20% on short-term gains and 12.5% on long-term gains above ₹1.25 lakh. Debt, other fund and IDCW rules, with examples. As of October 2026.6 min readSIP₹10,000 SIP for 10, 15 and 20 Years: What It Could BecomeWhat a ₹10,000 monthly SIP could grow to over 10, 15 and 20 years at assumed 8%, 10% and 12% returns, with deposits and gains in lakh.5 min readGoalsHow to Build an Emergency Fund With Mutual FundsAn emergency fund mutual fund plan: size it at 3, 6 or 9 months of expenses, then split it between a savings account and a liquid fund.5 min readChoosing fundsWhat Is a Flexi Cap Fund and How It Differs From Multi CapA flexi cap fund has no size minimums, while a multi cap fund must hold at least 25% each in large, mid and small companies. Rules, behaviour and tax.6 min readChoosing fundsXIRR Mutual Fund Returns: What It Is and How to Calculate ItXIRR is the yearly return on money invested on different dates, as in a SIP. Learn how it differs from CAGR and absolute return, with worked examples.6 min readChoosing fundsDirect vs Regular Mutual Fund Plans: What Is the Difference?A direct plan of a mutual fund costs less than the regular plan of the same fund because it has no distributor commission. Here is how the two differ.6 min readSIPHow a SIP Step Up Works and Why It MattersHow a SIP step up raises your monthly investment each year, how to set one up, and what a 5% or 10% yearly increase does over 20 years.6 min readRulesSEBI Mutual Fund Categorisation 2026: What Changes for YouSEBI mutual fund categorisation 2026 discontinues solution-oriented funds, adds Life Cycle Funds and caps thematic fund overlap. Who it affects.7 min readBasicsWhat Is a Mutual Fund? A Plain-English Guide for IndiansA plain-English guide to mutual funds for Indian investors: how NAV and units work, the AMC and SEBI roles, fund types, SIP vs lump sum, costs and risks.7 min read